Last updated: 24 August 2026
1. These Terms govern the electronic services provided by MemoritiAI (formerly Fiszki AI) at https://memoritiai.com (the “Service”).
2. They constitute the terms of providing services by electronic means under Polish law (the Act of 18 July 2002) and the pre-contract information required by the Act of 30 May 2014 on consumer rights (implementing EU consumer rules).
3. The trader and contracting party is the operator of the Service:
4. Contact: support@memoritiai.com.
5. Using the Service requires acceptance of these Terms. The service contract is formed when you create an account (including via Google) or — for a paid plan — when a subscription payment is successfully completed.
6. If the Polish and English versions differ, the Polish version prevails for consumers residing in Poland.
The Service in particular lets you:
A detailed description of features and current limits is on the Pricing page. The Service is an educational tool — it does not replace professional advice from a teacher, doctor, lawyer or other specialist. AI-generated content may contain errors; you should review it.
You need a device with Internet access, a current browser with JavaScript enabled, and an active email address. We do not guarantee proper operation in outdated or unusual browsers.
1. The Service is for people aged 16 or over. Registration requires a separate age confirmation. For Google sign-in we collect that confirmation on first use of the app if it is not already stored.
2. Registration requires an email address, a password (at least 8 characters, including an uppercase letter, a lowercase letter and a digit) and acceptance of these Terms and the Privacy policy. You may also sign in with Google; continuing that flow means you accept these Terms.
3. Some features require email verification.
4. You are responsible for keeping login credentials confidential and for activity on your Account.
5. You must not create an account using someone else’s details, share the Account in a way that breaches these Terms, or create accounts in bulk by automated means.
6. You may delete your Account in settings (privacy / GDPR section). Deletion removes associated Content and cancels an active subscription, except data we must keep by law.
7. We may suspend or delete an Account if you breach these Terms, the law or the security of the Service. Where possible and without compromising security, we will give a reason.
1. The Free plan includes a 300 flashcard limit (one-off, not renewed) and may include ads. PDF export is not available.
2. Pro includes 3,000 flashcards per month, PDF export and no ads. List price as at the date of these Terms: PLN 29 or EUR 6.99 per month, depending on checkout currency (the /pl interface is billed in PLN, /en in EUR).
3. Expert includes 10,000 flashcards per month, PDF export and no ads. List price: PLN 79 or EUR 19.99 per month.
4. Prices shown in the Service are monthly subscription prices. The amount payable — including taxes if applied — is always confirmed in Stripe Checkout before you are charged. If we run a promotion, we will disclose the lowest price from the 30 days before the reduction, as required by price-information rules.
5. Payments are processed by Stripe. A paid-plan contract is a distance contract for an indefinite term. The billing period is 30 days. The subscription renews automatically for successive 30-day periods until cancelled.
6. You may cancel the subscription (terminate the paid-plan contract) at any time in the Stripe billing portal (account panel). Cancellation does not turn the plan off immediately: the subscription remains active until the end of the already paid 30-day billing period for which the charge has been collected. After that period ends, the subscription is turned off (it does not renew and no further charge is taken), the Account returns to Free, and usage limits reset in line with Service rules. The fee for the current, already paid period is not refunded because of cancellation — subject to the 14-day withdrawal right in section 7 and mandatory law.
7. A failed payment may result in loss of the paid plan and a return to Free.
8. Deleting the Account cancels the subscription and ends paid-plan access. We do not guarantee a refund for unused time after the withdrawal period, unless mandatory law requires otherwise.
1. A Consumer who concludes a distance contract may withdraw within 14 days without giving a reason and without costs other than those provided by law. The period runs from the day the contract is concluded (for a subscription — from the day the paid-plan contract is concluded).
2. You may send the withdrawal statement by email to support@memoritiai.com, by post to the trader’s address if stated in section 1, or using the model form in the annex (the model is not mandatory).
3. Sending the statement before the deadline is sufficient. We will acknowledge statements submitted electronically.
4. We refund payments without undue delay and no later than 14 days after receiving the statement, using the same payment method, unless you agree to a different method that costs you nothing.
5. If you asked us to start the service before the withdrawal period ended and you have already used it (for example you generated flashcards on a paid plan), we may charge for the service provided up to withdrawal, in proportion to what was supplied (Polish Consumer Rights Act, Article 35).
6. The right of withdrawal does not apply in the cases in Article 38 of that Act, in particular where — after the statutory conditions (express prior consent, information on losing the right, and confirmation) — we have started supplying digital content not supplied on a tangible medium. As at the date of these Terms we do not collect that consent at Stripe Checkout, so Consumers keep the 14-day withdrawal right on the terms above.
7. The withdrawal right does not apply to the Free (unpaid) plan, except where the law provides otherwise.
1. Complaints about the Service should be sent to support@memoritiai.com, describing the issue and — where possible — the Account email.
2. We respond within 14 days of receipt.
3. For Consumers we are liable for conformity of the digital service with the contract under the Consumer Rights Act. A Consumer may require conformity to be restored and, in the cases set out in the Act, a price reduction or withdrawal from the contract.
4. We will use reasonable care to keep the Service available, but there may be technical interruptions, maintenance or outages at providers (including AI models and payments).
1. You retain the rights you already have in Content you submit.
2. You grant us a non-exclusive, royalty-free licence to store, process (including sending it to an AI model provider to generate flashcards), display and back up Content — only as needed to provide and secure the service.
3. If you share a deck by link or publish a template, you authorise us to make that Content available to third parties and, for a public template, to let other Users copy it into their accounts. A template marked public enters the library only after moderation.
4. You warrant that you have the rights to uploaded materials (including PDF/DOCX files) and that Content does not infringe the law or third-party rights. You must not publish or generate content prohibited by Google AdSense or Adsterra ads policies (including pornography, hate speech, weapons, drugs, piracy).
5. Rights in the software, name, marks and layout of the Service belong to the trader. You may not copy or use them except to use the Service under these Terms.
6. Flashcards generated for you are for your educational use. You may not mass-resell generator output as a standalone product competing with the Service without separate permission.
You must not, in particular:
Reports of allegedly illegal content (under the Digital Services Act) can be sent to support@memoritiai.com. We may remove Content or restrict an Account where needed to comply with the law or these Terms. DSA contact point: support@memoritiai.com.
1. Towards Consumers we do not exclude or limit liability to the extent that is not permitted by mandatory law, including liability for lack of conformity with the contract.
2. Towards Users who are not Consumers: we are not liable for indirect loss, lost profits or AI-generated content; total liability under the contract is limited to the amount that User actually paid us in the 12 months before the event, or PLN 500 if there was no payment.
3. We are not liable for the consequences of false data, loss of access to your email, force majeure, or interruptions at Stripe, Google, LLM providers or your Internet connection — to the extent the law allows.
1. We may change these Terms for valid reasons (changes in law, features, pricing, security or trader details).
2. We will notify you in the Service or by email at least 14 days before the change takes effect, unless the law requires a different period. Continued use after that date means you accept the new version.
3. A Consumer who disagrees may terminate (including by deleting the Account or cancelling the subscription) with effect on the day before the change takes effect.
1. A Consumer may use out-of-court complaint and redress mechanisms. The European Commission’s ODR platform: https://ec.europa.eu/consumers/odr.
2. We are not obliged to use a specific ADR body unless required by other rules or by our own statement.
3. Consumer disputes may also be raised with competent bodies (including the Polish UOKiK and local consumer ombudsmen).
1. These Terms are governed by Polish law, provided that a Consumer retains the protection of the mandatory rules of the country of their habitual residence.
2. Courts competent for Users who are not Consumers are those of the trader’s place of business. For Consumers, jurisdiction follows consumer-protection rules (a Consumer may also sue in the courts of their place of residence).
1. If a provision is invalid or unenforceable, the rest of these Terms remain in force.
2. Matters not covered are governed by Polish law, in particular the Civil Code, the Act on providing services by electronic means, the Consumer Rights Act and the GDPR.
3. These Terms apply from 24 August 2026.
(complete and send this form only if you wish to withdraw from the contract)
To: the operator of MemoritiAI, support@memoritiai.com
I hereby give notice that I withdraw from my contract for the MemoritiAI digital service / subscription.